Saving Bonds Scripless*

Savings Bonds of Ministry of Finance Get the full refund on maturity. And the return of interest payments regularly. It is an attractive savings choice for the people and supports the development of the country.

      Government Savings Bond “Moving Forward” FY. B.E. 2563

      • Maturity

        7 Years (SB278A)– Scripless 

      • Interest Rate (Coupon)

        Fixed-coupon Bond at 2.22% per annum

      • Total Issuance

        45,000 Million Baht

      • Subscription period

        August 26thSeptember 11th 2020

      • Eligible Buyers in the Primary Market

        Individuals with Thai nationality, residency in Thailand, the Thai Red Cross Society, foundations, association, cooperative, temples, public educational institutions, public hospitals, and non-profit juristic person

        (Ineligible Buyers herein include commercial bank, finance companies, security companies, credit fonciers, asset management companies, Insurance companies, the Goverment Pension Fund, provident funds, private funds managed by financial institution, mutual funds, group of persons or non-jiristic partnerships, private cotporations, Social Security Office, state enterprises, private companies, housing estate juristic persons, condominium juristic persons, private hospitals, private educational Institutes, cooperatives, and for-profit oranizations)

      • Purchasing Amount
      • Maturity date

        7-year savings bonds will be matured on Sep 11th, 2027

      • Interest Payment

        On Feb 26th and Aug 26th every year until maturity; first interest payment is on Feb 26th, 2021

      • Distribution Channels

        Subscribe at internet banking, mobile application and bank counter of the Bangkok Bank Public Company Limited (BBL), Krung Thai Bank Public Company Limited (KTB), Kasikorn Bank Public Company Limited (Kbank), Siam Commercial Bank Public Company (SCB) from 8.30 a.m. on Aug 26th 2020  until 3 p.m. on Sep 11th 2020
        For subscribing through internet banking and mobile application, the subscribers must apply for such service at the bank counter prior. Registered subscriber can purchase savings bond by following the instruction at any selling agent.

      • Payment Method

        ·        Subscription through Internet Banking , or Mobile Application : The agent bank will immediately debit the bondholders’ savings account.

        ·       Subscription through the bank counter: The subscriber can pay in cash or directly debit the bondholders’ savings account or a cashier cheque (Cheque Payment is not acceptable on September 11th, 2020).

        To be payable to บัญชีจองซื้อพันธบัตรออมทรัพย์ของกระทรวงการคลัง รุ่นอายุ 7 ปี

        ·        In case of paying by cash or debit bondholders’ savings account: If subscription made before 3 p.m. on working day, interest will be calculated from the date of purchase. For subscription made after 3 p.m. on working day or on weekends or the Bank of Thailand holidays, interest will be calculated from the next working day.

        For the bondholders who subscribed via SCB branch must paid by cash or directly debit from SCB’s savings account that binding with MOF Savings Bond  Subscription Account.

        In case of paying by cashier cheque: Cheque must be dated no later than the date of subscription and the interest will be calculated on the business day that the cheque is cleared. Please refer to the agent banks’ Terms and Conditions.

      • Proof of purchase

        ·      Internet Banking or Mobile Application: Bondholders will be informed successful transaction on the screen when the payment is completed.

        ·      The bank counter: Bondholders will get a confirmation of bond purchase.

        New bondholders: They will receive a MOF bond book on the date of subscription or within two (2) working days later from the selling agent banks. (delivery time is not included)
        The bondholders who already have the bond books: They can update their bond book after two (2) working days from the date of subscription.

      • Change of Name, Address, Bank Account to which coupon interest is sent, or other Bonds Transaction

        Please contact the selling agent banks

        ·    Ownership Transfer or to sell a bond before maturity can be done since February 26th, 2021.

        ·    Inheritance Transfer, to divide property in divorce, bankruptcy, to pledge bonds as debt settlement or collateral can be done after two (2) business days after subscription.

        To request such a service may be charged as shown on the later page. For more Information, please find the Savings Bonds Prospectus. (Available at the agent banks)

      • Tax Payment

        The Bank of Thailand will deduct withholding tax each time from interest payment with the rate announced in the Revenue Code (For individuals, Interest income is subject to a withholding tax of 15% per year). Subscribers can obtain a withholding tax certificate by post or via the Internet, in case subscribers have already registered at Online Debt Securities Information Services. ( --> Debt Securities )

      • Redemption

        The Bank of Thailand will automatically transfer principal to a bondholders’ deposit account (except for the special savings account and fixed deposit account) on the maturity date. In case of script bond, the Bank of Thailand will send the principal redemption form to bondholders before the maturity date and will repay principal after receiving the bond certificate from bondholders.

      Fee of Savings Bond Services

      Type of Services Thailand Securities Depository Co. Ltd (TSD)
      (per transaction VAT not included)
      Bank of Thailand (VAT exempt) Selling Agent Bank
      (per transaction VAT included)

      Scipless Savings Bonds

      (1) Convert bonds from scripless into scrip form

      65 Baht

      Individuals 20 Baht/certificate

      Juristic Person 100 Baht/certificate

      200 Baht

      (2) Deposit bonds to Scripless system (after convert Savings Bonds from scripless into scrip form)

      10 Baht

      10 Baht/transaction

      • 200 Baht for registered bondholders

      • 250 Baht for a new bondholders

      (3) Selling before maturity



      No Charge

      (4) Ownership Transfer



      • Free for the bondholders whose bonds were registered in the same agent bank

      • 250 Baht for each ownership transfer to unregistered clients

      (5) Change of registered bondholder name, address, interest or principal receiving account



      No Charge

      (6) Issuance of the new bond book to replace lost or damaged



      Fee depends on each agent bank’s terms and conditions (50 - 100 Baht/ book)

      (7) Application for bond verification certificate



      The agent bank rate (50 - 200 Baht/certificate)

      (8) Freeze of bonds



      No Charge

      (9) Change the receiving principle and interest bank account (in case of the deposit is invalid)

      100 Baht (VAT exempt)

      No Charge

      No Charge

      Scrip Savings Bonds

      Services : Change of ownership, pledge, pledge release, split or consolidation bonds, issuance of new certificate of bonds to replace lost or damaged certificate, Change of name or family name, bond verification certificate


      Individuals Person 20 Baht/certificate

      Juristic Person 100 Baht/certificate



      เว็บไซต์ของเราจะจัดเก็บคุกกี้เพื่อวัตถุประสงค์ในการปรับปรุงประสบการณ์ของผู้ใช้ให้ดียิ่งขึ้น คุณสามารถเลือกที่จะยินยอมหรือไม่ยินยอมคุกกี้ของเราได้ ในกรณีที่ท่านไม่ทำการเลือกจะถือว่าท่านไม่ยินยอมการจัดเก็บคุกกี้ คลิกดูข้อมูลเพิ่มเติม นโยบายการคุ้มครองข้อมูลส่วนบุคคล