Saving Bonds Scripless*

Savings Bonds of Ministry of Finance Get the full refund on maturity. And the return of interest payments regularly. It is an attractive savings choice for the people and supports the development of the country.

      Government Special Savings Bond "Thailand Stays Strong" FY. B.E. 2563

      • Maturity

        5 Years and 10 Years - Scripless

      • Interest Rate (Coupon)

        5 Years (SBST255A) stepped coupon
        year 1 coupon at 2.00 per annum
        year 2-3 coupon at 2.25 per annum 
        year 4 coupon at 2.50 per annum
        year 5 coupon at 3.00 per annum 

        10 Years (SBDT305A) stepped coupon 
        year 1 - 3 coupon at 2.50 per annum
        year 4 - 8 coupon at 3.00 per annum 
        year 9 coupon at 3.50 per annum
        year 10 coupon at 4.00 per annum


      • Total Issuance

        50,000 Million Baht

      • Subscription period

        May 14th 2020 – June 10th 2020


      • Eligible Buyers in the Primary Market

        Individuals with Thai nationality, residency in Thailand, the Thai Red Cross Society, foundations, association, cooperative, temples, public educational institutions, public hospitals, and non-profit juristic person

        (Ineligible Buyers herein include commercial bank, finance companies, security companies, credit fonciers, asset management companies, Insurance companies, the Goverment Pension Fund, provident funds, private funds managed by financial institution, mutual funds, group of persons or non-jiristic partnerships, private cotporations, Social Security Office, state enterprises, private companies, housing estate juristic persons, condominium juristic persons, private hospitals, private educational Institutes, cooperatives, and for-profit oranizations)

      • Purchasing Amount

        Note If found a breach of subscription, the agent banks will return the principal back to buyers without interest calculation.

      • Maturity date

        - 5 Years Savings Bonds will be matured on May 14th, 2025

        - 10 Years Savings Bonds will be matured on May 14th, 2030

      • Interest Payment

        On May 14th and November 14th every year until maturity; first interest payment is on November 14th, 2020

      • Distribution Channels

        • Subscribe at bank counter, Automatic Teller Machine (ATM), Internet Banking and Mobile Application of the Bangkok Bank Public Company Limited (BBL), Krung Thai Bank Public Company Limited (KTB), Kasikorn Bank Public Company Limited (Kbank), Siam Commercial Bank Public Company (SCB) from 8.30 a.m. on May 14th, 2020 until 3 p.m. on June 10th , 2020

        For subscribing through ATM, internet banking and mobile application, the subscribers must apply for such service at the bank counter prior. Registered subscriber can purchase savings bond by following the instruction at any selling agent.

      • Payment Method

        Subscription through ATM, Internet Banking , or Mobile Application : The agent bank will immediately debit the bondholders’ savings account.
        Subscription through the bank counter: The subscriber can pay in cash or directly debit the bondholders’ savings account or a cashier cheque (Cheque Payment is not acceptable on June 10th, 2020).
        To be payable to “ บัญชีจองซื้อพันธบัตรออมทรัพย์พิเศษของกระทรวงการคลัง รุ่นอายุ 5 ปี ” 
                          “ บัญชีจองซื้อพันธบัตรออมทรัพย์พิเศษของกระทรวงการคลัง รุ่นอายุ 10 ปี ”
        In case of paying by cash or debit bondholders’ savings account: If subscription made before 3 p.m. on working day, interest will be calculated from the date of purchase. For subscription made after 3 p.m. on working day or on weekends or the Bank of Thailand holidays, interest will be calculated from the next working day.
        In case of paying by cashier cheque: If subscription made before the branch’s cheque clearing schedule and cheque must be dated no later than the date of subscription, the interest will be calculated on the business day   that the cheque is cleared. 

        For subscription made after branch’s cheque clearing schedule on working day or on weekends or the Bank of Thailand holidays, subscription will be considered to be the next working day and interest will be calculated from that next working day that the cheque is cleared. Please refer to the agent banks’ Terms and Conditions.

      • Proof of purchase

        • ATM: Bondholders will get a receipt or ATM’s slip from the machine.
        • Internet Banking or Mobile Application: Bondholders will be informed successful transaction on the screen when the payment is completed.
        • The bank counter: Bondholders will get a confirmation of bond purchase. 

        New bondholders: They will receive a MOF bond book on the date of subscription or within fifteen (15) working days later from the selling agent banks.
        The bondholders who already have the bond books: They can update their bond book after fifteen (15) working days from the date of subscription.

      • Change of Name, Address, Bank Account to which coupon interest is sent, or other Bonds Transaction

        Please contact the selling agent banks
        • Ownership Transfer or to sell a bond before maturity can be done since November 14th, 2020.
        • Inheritance Transfer, dividing property in divorce, bankruptcy, pledging bonds as debt settlement or collateral can be done after fifteen (15) working days after subscription.

        To request such a service may be charged as shown later. For more Information, please find the Savings Bonds Prospectus. (Available at the agent banks)

      • Tax Payment

        The Bank of Thailand will deduct withholding tax each time from interest payment with the rate announced in the Revenue Code (For individuals, Interest income is subject to a withholding tax of 15% per year). Subscribers can obtain a withholding tax certificate by post or via the Internet, in case subscribers have already registered at Online Debt Securities Information Services. ( --> Debt Securities )

      • Redemption

        The Bank of Thailand will automatically transfer principal to a bondholders’ deposit account (except for the special savings account and fixed deposit account) on the maturity date. In case of script bond, the Bank of Thailand will send the principal redemption form to bondholders before the maturity date and will repay principal after receiving the bond certificate from bondholders.

      Fee of Savings Bond Services

      Type of Services Thailand Securities Depository Co. Ltd (TSD)
      (per transaction VAT not included)
      Bank of Thailand (VAT exempt) Selling Agent Bank
      (per transaction VAT included)

      Scipless Savings Bonds

      (1) Convert bonds from scripless into scrip form

      65 Baht

      Individuals 20 Baht/certificate

      Juristic Person 100 Baht/certificate

      200 Baht

      (2) Deposit bonds to Scripless system (after convert Savings Bonds from scripless into scrip form)

      10 Baht

      10 Baht/transaction

      • 200 Baht for registered bondholders

      • 250 Baht for a new bondholders

      (3) Selling before maturity



      No Charge

      (4) Ownership Transfer



      • Free for the bondholders whose bonds were registered in the same agent bank

      • 250 Baht for each ownership transfer to unregistered clients

      (5) Change of registered bondholder name, address, interest or principal receiving account



      No Charge

      (6) Issuance of the new bond book to replace lost or damaged



      Fee depends on each agent bank’s terms and conditions (50 - 100 Baht/ book)

      (7) Application for bond verification certificate



      The agent bank rate (50 - 200 Baht/certificate)

      (8) Freeze of bonds



      No Charge

      (9) Change the receiving principle and interest bank account (in case of the deposit is invalid)

      100 Baht (VAT exempt)

      No Charge

      No Charge

      Scrip Savings Bonds

      Services : Change of ownership, pledge, pledge release, split or consolidation bonds, issuance of new certificate of bonds to replace lost or damaged certificate, Change of name or family name, bond verification certificate


      Individuals Person 20 Baht/certificate

      Juristic Person 100 Baht/certificate